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    <loc>https://www.umez.org/news-archives/2024/9/30/empire-state-development-announces-opening-of-9-million-biotech-incubator-harlem-biospace-mink-in-innovation-triangle-west-harlem</loc>
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      <image:title>News-Archives - Upper Manhattan Empowerment Zone Hires Norah McVeigh as Chief Administration Officer - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>News-Archives - Upper Manhattan Empowerment Zone Extends Hybrid  Microloan Program Until End of 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.umez.org/news-archives/2023/5/22/umez-celebrates-2-million-milestone-in-support-for-artist-driven-projects-in-upper-manhattan</loc>
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      <image:title>News-Archives - Bridging The Tech Talent Gap In Upper Manhattan</image:title>
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      <image:title>News-Archives - Bridging The Tech Talent Gap In Upper Manhattan - Make it stand out</image:title>
      <image:caption>Front Row: (Left to right) Amar Reynolds: Manager, Recruitment &amp; Admissions (Per Scholas); Debbie Roman: Managing Director, New York (Per Scholas);Christina Xenos: Director, Strategic Partnerships (Per Scholas); Harry Reyes: Adult Education Program Manager (Community Impact); Georgia Trim: ESOL Program Manager (Community Impact); Shanee Helfer: Program Officer, Workforce Opportunity Investments (UMEZ); Yahshaanyah Hill: SVP, Workforce Opportunity Investments (UMEZ) Back Row: (Left to right) Katje King: Director of Education &amp; Career Services (NMIC); Nick Master: Director (Urban Upbound - Jobs Plus-East Harlem); Warren Marchany (GOSO) | Photo Source: Upper Manhattan Empowerment Zone</image:caption>
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    <lastmod>2022-12-11</lastmod>
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    <lastmod>2022-12-11</lastmod>
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    <loc>https://www.umez.org/news-archives/2022/10/21/umez-enrolls-seven-small-businesses-into-irrg-program</loc>
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    <lastmod>2022-11-15</lastmod>
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      <image:title>News-Archives - UMEZ enrolls seven small businesses into IRRG Program - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.umez.org/news-archives/seed-fund-for-dance-cycle-1-awardees</loc>
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    <lastmod>2022-01-19</lastmod>
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      <image:title>News-Archives - Announcing the UMEZ Mertz Gilmore Seed Fund for Dance Cycle 1 Grantees</image:title>
      <image:caption>Diversity in Dance Graphic by UMEZ</image:caption>
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      <image:title>News-Archives - Announcing the UMEZ Mertz Gilmore Seed Fund for Dance Cycle 1 Grantees</image:title>
      <image:caption>Photo by Liz Schneider-Cohen</image:caption>
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    <image:image>
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      <image:title>News-Archives - Announcing the UMEZ Mertz Gilmore Seed Fund for Dance Cycle 1 Grantees</image:title>
      <image:caption>Photo by Josh Pacheco</image:caption>
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    <image:image>
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      <image:title>News-Archives - Announcing the UMEZ Mertz Gilmore Seed Fund for Dance Cycle 1 Grantees</image:title>
      <image:caption>Photo by Em Watson</image:caption>
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      <image:title>News-Archives - Announcing the UMEZ Mertz Gilmore Seed Fund for Dance Cycle 1 Grantees - MODArts Dance Collective Established by Leah and Shaun Tubbs</image:title>
      <image:caption>Photo by Sean McInnis</image:caption>
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      <image:title>News-Archives - Announcing the UMEZ Mertz Gilmore Seed Fund for Dance Cycle 1 Grantees</image:title>
      <image:caption>Photo by ShocPhoto</image:caption>
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    <image:image>
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      <image:title>News-Archives - Announcing the UMEZ Mertz Gilmore Seed Fund for Dance Cycle 1 Grantees</image:title>
      <image:caption>Photo by Christopher Jones</image:caption>
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      <image:title>News-Archives - Announcing the UMEZ Mertz Gilmore Seed Fund for Dance Cycle 1 Grantees - Oyu Oro Afro Cuban Experimental Dance Ensemble Created by Danys “La Mora” Pérez</image:title>
      <image:caption>Courtesy of Oyu Oro Afro Cuban Experimental Dance Ensemble</image:caption>
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      <image:title>News-Archives - Announcing the UMEZ Mertz Gilmore Seed Fund for Dance Cycle 1 Grantees - The Harlem Swing Dance Society Led by Allison Jones</image:title>
      <image:caption>Courtesy of The Harlem Swing Dance Society</image:caption>
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    <loc>https://www.umez.org/news-archives/investing-in-harlems-future</loc>
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    <lastmod>2022-10-21</lastmod>
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      <image:title>News-Archives - Investing in Harlem’s Future</image:title>
      <image:caption>Dr. Sanayi Canton, owner of Chloe Day School and Wellness Center.</image:caption>
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    <loc>https://www.umez.org/news-archives/umez-2020-annual-report</loc>
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    <lastmod>2021-06-30</lastmod>
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      <image:title>News-Archives - UMEZ 2020 Annual Report</image:title>
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    <loc>https://www.umez.org/news-archives/2021/3/15/umez-and-lmcc-award-58-grantees-in-2021-umez-arts-engagement-program</loc>
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    <lastmod>2021-03-15</lastmod>
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      <image:title>News-Archives - UMEZ and LMCC Award 58 Grantees in 2021 UMEZ Arts Engagement Program</image:title>
      <image:caption>2021 UMEZ Arts Engagement Grantee Kotchegna Dance Company. Photo by Lisa Diomande.</image:caption>
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    <loc>https://www.umez.org/news-archives/2021/2/22/6-minutes-with-craig-watson-owner-of-baked-cravings</loc>
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    <lastmod>2022-12-01</lastmod>
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      <image:title>News-Archives - Baked Cravings: Six Minutes with Owner Craig Watson, MBA</image:title>
      <image:caption>Craig Watson, Owner of East Harlem bakery Baked Cravings. Photo courtesy of Mr. Watson.</image:caption>
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      <image:title>News-Archives - Baked Cravings: Six Minutes with Owner Craig Watson, MBA</image:title>
      <image:caption>The Brown Sugar Bald Cupcake from Baked Cravings. Photo courtesy Mr. Watson.</image:caption>
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    <loc>https://www.umez.org/news-archives/2020/11/10/umez-announces-hybrid-microloan-program</loc>
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    <lastmod>2020-11-10</lastmod>
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      <image:title>News-Archives - UMEZ Announces Hybrid Microloan Program for Upper Manhattan Small Businesses and Nonprofits After COVID-19 Disruptions</image:title>
      <image:caption>Photo by Obi Onyeador</image:caption>
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    <loc>https://www.umez.org/news-archives/2020/9/30/umez-provides-a-10-million-loan-to-finance-national-urban-league-headquarters</loc>
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    <lastmod>2020-11-10</lastmod>
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      <image:title>News-Archives - UMEZ Provides a $10 Million Loan to Finance National Urban League Headquarters</image:title>
      <image:caption>Rendering courtesy of BRP Companies, Inc., and the National Urban League.</image:caption>
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    <lastmod>2020-09-30</lastmod>
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      <image:title>News-Archives - Firelight Media Awarded Capacity Grant</image:title>
      <image:caption>A Films by Firelight screening of Mr. Soul! at The Apollo Theater. Photo: Angela McCrae.</image:caption>
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    <loc>https://www.umez.org/news-archives/culturalaidfund</loc>
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    <lastmod>2021-01-27</lastmod>
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      <image:title>News-Archives - UMEZ Cultural Aid Fund Responds to COVID-19 Pandemic</image:title>
      <image:caption>Remote learning. Middle school art student / Photo by Imani Parkinson / Photo courtesy of HSA staff and parents</image:caption>
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      <image:title>News-Archives - UMEZ Cultural Aid Fund Responds to COVID-19 Pandemic</image:title>
      <image:caption>2019 Uptown Arts Stroll launch / Photo by Cristóbal Vivar / Photo courtesy of Northern Manhattan Arts Alliance</image:caption>
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    <loc>https://www.umez.org/news-archives/umez-2019-annual-report</loc>
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    <lastmod>2021-06-30</lastmod>
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      <image:title>News-Archives - UMEZ 2019 Annual Report</image:title>
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    <loc>https://www.umez.org/news-archives/pppapplication</loc>
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    <lastmod>2020-05-11</lastmod>
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      <image:title>News-Archives - UMEZ Partners with Carver Bank to Provide Technical Assistance to Small Businesses in Upper Manhattan</image:title>
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  <url>
    <loc>https://www.umez.org/news-archives/smallbusinessresponse</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2020-03-26</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1584999823652-LZ56X5WVUXUWPVBTR2V6/UMEZ+LOGO+2017+transparent+background+-+SMALL.png</image:loc>
      <image:title>News-Archives - UMEZ Small Business Investments Announces Two-Month Moratorium for Current Small Business Loans</image:title>
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  <url>
    <loc>https://www.umez.org/news-archives/pequeninesloanclosing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-09</lastmod>
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      <image:title>News-Archives - UMEZ Provides Term Loan to Pequeñines</image:title>
      <image:caption>Lissarette and Viktor Nesnevich with their son outside of Pequeñines / Photo courtesy of Pequeñines</image:caption>
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    <loc>https://www.umez.org/news-archives/mcnygrant</loc>
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    <lastmod>2020-03-10</lastmod>
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      <image:title>News-Archives - UMEZ Awards Capacity Grant to Museum of the City of New York</image:title>
      <image:caption>Uptown Bounce at MCNY / Photo by Filip Wolak</image:caption>
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  <url>
    <loc>https://www.umez.org/news-archives/2020umaegrantees</loc>
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    <lastmod>2020-03-10</lastmod>
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      <image:title>News-Archives - UMEZ and LMCC Award 2020 UMAE Grantees</image:title>
      <image:caption>Los Pleneros de la 21, 2020 UMAE Grantee. Photo courtesy of grantee.</image:caption>
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  <url>
    <loc>https://www.umez.org/news-archives/harlemhookah</loc>
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    <lastmod>2020-01-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1580407717958-QA8YE6Y8VAITVPU907QE/HH+Inside.png</image:loc>
      <image:title>News-Archives - UMEZ Provides Flexible Line of Credit to Harlem Hookah</image:title>
      <image:caption>Photo of the inside of Harlem Hookah</image:caption>
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    <loc>https://www.umez.org/news-archives/ebhtplaunch</loc>
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    <lastmod>2023-02-13</lastmod>
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      <image:title>News-Archives - UMEZ Launches First-of-its-Kind Employer-Driven Bridge Hospitality Training Program for Upper Manhattan Residents</image:title>
      <image:caption>From left to right: J. Phillip Thompson, Deputy Mayor, City of New York; Craig Livingston, Managing Partner, Exact Capital Group, LLC; Yahshaanyah Hill, Vice President, Workforce Opportunity Investments, UMEZ; Anthony Watson, Executive Director, State University of New York Manhattan Educational Opportunity Center; Blair M. Duncan, President and CEO, UMEZ; Honorable Adriano Espaillat, Congressman, New York 13th District. Photo by Burroughs Lamar.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/reftprogram</loc>
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    <lastmod>2020-01-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1579189600575-PHGVGRFK0XF1RM62W40M/guillaume-techer-XvNPUh6fWVk-unsplash.jpg</image:loc>
      <image:title>News-Archives - Real Estate Fast Track Program Launch</image:title>
      <image:caption>Photo by Guillaume TECHER</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/news-archives/2019/10/15/umez-hi-arts-grant</loc>
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    <priority>0.5</priority>
    <lastmod>2020-01-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1571171369261-FK0NXPWSVCVUDUY00VX7/Image+1.jpg</image:loc>
      <image:title>News-Archives - UMEZ Awards Hi-ARTS Three-Year Capacity Building Grant</image:title>
      <image:caption>What is Here is Open: Selections from the Treasures in the Trash Collection; Photographer - Stan Narten/Hunter East Harlem Gallery</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/smallbizworkshops</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1557255955245-ZTCEN7E4JY6HDZ1AW7RP/Guadalupe_G_3.jpg</image:loc>
      <image:title>News-Archives - Grameen America and WE NYC to host Workshops for Prospective Microloan and Small Business Borrowers</image:title>
      <image:caption>Guadalupe, Grameen America microloan borrower / Photo courtesy of Grameen America</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/annualreport2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1556287171402-M5KTULABFCL4R88FAA8G/Annual+Report+2018-19.JPG</image:loc>
      <image:title>News-Archives - UMEZ 2018 Annual Report</image:title>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/2019umaegrantees</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1551305886307-5ERUS62D1AVXUEN6TT6H/Harlem+Swing+Dance+Society+-+2019+UMAE.jpg</image:loc>
      <image:title>News-Archives - UMEZ and LMCC Award 2019 UMAE Grantees</image:title>
      <image:caption>Photo courtesy of Harlem Swing Dance Society, 2019 UMEZ Arts Engagement Grantee</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/grameenamerica2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-10-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1551278239751-L07W6EH2CMBR580ZN5XN/Maria_R_2.jpg</image:loc>
      <image:title>News-Archives - UMEZ Partners with Grameen America to Provide Microloans to Entrepreneurs in  East Harlem and Washington Heights</image:title>
      <image:caption>Maria, flower shop owner and Grameen America microloan borrower / Photo courtesy of Grameen America</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/2019/1/24/line-of-credit-savann-restaurant</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-10-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1548363055145-D23EA7UZTSHMUB7DW877/Savann1.jpg</image:loc>
      <image:title>News-Archives - UMEZ Provides Line of Credit to Savann</image:title>
      <image:caption>Photo courtesy of Savann</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/2018/10/22/cafe-buunni</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1540223474824-4MPNS8LTL4O5D8CC87MI/u5fg0wZg.jpeg</image:loc>
      <image:title>News-Archives - UMEZ Provides Small Business Loan to Café Buunni</image:title>
      <image:caption>Photo courtesy of Cafe Buunni</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/annualreport17-18</loc>
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    <lastmod>2018-08-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1532032087852-ASWQZYR7OGEHJ8T50RDC/2017-18+Front+Cover+SS.JPG</image:loc>
      <image:title>News-Archives - UMEZ 2017 Annual Report</image:title>
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  <url>
    <loc>https://www.umez.org/news-archives/umae2018grantees</loc>
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    <lastmod>2018-07-16</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1531753216316-ZYQ0CIS57A0HJ54Z935X/Juan+Carlos+Casado.jpg</image:loc>
      <image:title>News-Archives - UMEZ and LMCC Award 2018 UMAE Grantees</image:title>
      <image:caption>Trade.v03 by José Carlos Casado. 2016. School of Visual Arts’ Gallery. 2018 UMEZ Arts Engagement Grantee. Courtesy of the artist.</image:caption>
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    <loc>https://www.umez.org/news-archives/dollarsandchange</loc>
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    <lastmod>2018-08-14</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1534273984503-9WV44A3QS6C4J08WZV50/Blair+Duncan+%28002%29.jpg</image:loc>
      <image:title>News-Archives - UMEZ CEO, Blair Duncan, on "Dollars and Change"</image:title>
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  <url>
    <loc>https://www.umez.org/news-archives/ceoannouncement</loc>
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    <lastmod>2018-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1531235787790-9SDNGOFGTDZCWF4G845R/Blair_Final+Photo+for+Web.jpg</image:loc>
      <image:title>News-Archives - UMEZ Announces New CEO</image:title>
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  <url>
    <loc>https://www.umez.org/news-archives/gwbbusterminal</loc>
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    <lastmod>2018-04-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1523631081707-5QRT3RHAV29DXSJ1R1UZ/GWB+Market+Mercado.JPG</image:loc>
      <image:title>News-Archives - UMEZ Provides a $5 Million Loan to Renovate the George Washington Bridge Bus Terminal</image:title>
      <image:caption>Photo: Rosemary Santos</image:caption>
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  <url>
    <loc>https://www.umez.org/news-archives/sugarhillchildrensmuseum</loc>
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    <lastmod>2018-07-16</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1518540556255-M2630JDMZXWL0Z3C6M9E/04_SCHMAS.jpg</image:loc>
      <image:title>News-Archives - UMEZ Awards Sugar Hill Children’s Museum Capacity Building Grant</image:title>
      <image:caption>"The Parade" by Derek Fordjour / Photo by Michael Palma Mir</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/locksmithloanclosing</loc>
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    <lastmod>2019-10-16</lastmod>
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      <image:title>News-Archives - Locksmith Wine Bar BRISC Loan Announcement</image:title>
      <image:caption>Photo courtesy of Locksmith Wine &amp; Burger Bar</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/1199tufclosing</loc>
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    <priority>0.5</priority>
    <lastmod>2019-06-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1557261736624-QGVB6F2W1TBFR8056AGZ/hush-naidoo-1170845-unsplash.jpg</image:loc>
      <image:title>News-Archives - UMEZ Awards Healthcare Industry Grant Corporation Workforce Development Grant</image:title>
      <image:caption>Photo: Hush Naidoo</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/2018/1/9/cif-info-sessions</loc>
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    <priority>0.5</priority>
    <lastmod>2019-06-18</lastmod>
    <image:image>
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      <image:title>News-Archives - Cultural Investments Fund Information Sessions For Potential Applicants</image:title>
      <image:caption>Photo: Trent Erwin</image:caption>
    </image:image>
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  <url>
    <loc>https://www.umez.org/news-archives/cifstrategyannouncement</loc>
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    <lastmod>2018-01-18</lastmod>
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      <image:title>News-Archives - UMEZ Unveils New Cultural Investments Strategy</image:title>
      <image:caption>Northern Manhattan Arts Alliance - Performance by Ulysses Quartet, spectators listen closely at the Inwood Farmers Market / Photo by Gary Santana</image:caption>
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    <lastmod>2019-10-16</lastmod>
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      <image:title>News-Archives - UMEZ Provides Loan to Harlem Ice Cream Shop</image:title>
      <image:caption>Photo: Evi Abeler / Salted Caramel Ice Cream, Soursop Ice Cream (vegan), Vanilla Ice Cream, Coconut Sorbet, Chocolate Sorbet, Honey Ice Cream, Pistachio Ice Cream, Peach Ice Cream</image:caption>
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    <loc>https://www.umez.org/news-archives/archerandgoat</loc>
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    <lastmod>2019-10-16</lastmod>
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      <image:title>News-Archives - UMEZ Provides Loan for New Restaurant on Lenox Avenue</image:title>
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  <url>
    <loc>https://www.umez.org/news-archives/cifawardsfourgrants</loc>
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    <lastmod>2022-08-22</lastmod>
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      <image:title>News-Archives - UMEZ Awards Four Grants to Cultural Institutions</image:title>
      <image:caption>Studio Museum Educator discusses Glenn Ligon’s neon Give Us a Poem (2007) with a school group / Photo courtesy of The Studio Museum in Harlem</image:caption>
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    <loc>https://www.umez.org/news-archives/eastharlemtalentnetwork100</loc>
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    <lastmod>2022-12-05</lastmod>
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      <image:title>News-Archives - East Harlem Talent Network Celebrates 100th Full-Time Job Placement</image:title>
      <image:caption>Photo courtesy of East Harlem Talent Network</image:caption>
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    <loc>https://www.umez.org/news-archives/category/Business+Investment</loc>
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  <url>
    <loc>https://www.umez.org/news-archives/category/Workforce+Development</loc>
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  <url>
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      <image:title>Upper Manhattan Empowerment Zone</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1553285740080-T8K4RSCK4MKZIG1DK8SY/DSC04840.jpg</image:loc>
      <image:title>Upper Manhattan Empowerment Zone</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1557325885199-Y6P20MX13PSEUN3KD216/GWBT+sunset+photo+from+2017.JPG</image:loc>
      <image:title>Upper Manhattan Empowerment Zone</image:title>
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    <image:image>
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      <image:title>Upper Manhattan Empowerment Zone</image:title>
      <image:caption>MYNY Bakery / Photo: Justin F. Franco</image:caption>
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    <image:image>
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      <image:title>Upper Manhattan Empowerment Zone</image:title>
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      <image:title>? what we do - 3 options (gallery)</image:title>
      <image:caption />
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    <image:image>
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      <image:title>? what we do - 3 options (gallery)</image:title>
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      <image:title>? what we do - 3 options (gallery) - $238</image:title>
      <image:caption>million invested in Upper Manhattan</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1507052729846-LLCKTGJQHW6Z896ZIMLU/home_featured.jpg</image:loc>
      <image:title>? what we do - 3 options (gallery) - Cultural Investments</image:title>
      <image:caption>UMEZ has established the Cultural Investment Fund (CIF) to support nonprofit cultural organizations and artist-driven projects in Upper Manhattan. Our grants build administrative capacity, support organizational development, and promote sustainability. These investments lead to greater visitorship, new jobs, increased economic activity and foster recognition for Upper Manhattan as one of the City's most dynamic cultural hubs.  </image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1507051045037-F2A0GFRS9GIZHS2T7E41/gallery3.jpg</image:loc>
      <image:title>? what we do - 3 options (gallery)</image:title>
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    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1507051045037-2OEHZWM51ON52794581K/gallery2.jpg</image:loc>
      <image:title>? what we do - 3 options (gallery)</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1507052729845-ZGTA8H0HCKE0I8DPUOO0/home_red.jpg</image:loc>
      <image:title>? what we do - 3 options (gallery) - Workforce Development</image:title>
      <image:caption>Our Workforce Development Initiative provides financial and technical assistance to catalyze employment and training in Upper Manhattan neighborhoods. Our goal is to facilitate access to quality jobs and career advancement opportunities for unemployed—and underemployed—residents.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/annual-reports</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1737500075766-B0LZ72AKH0T0JYLY6P74/image-asset.jpeg</image:loc>
      <image:title>publications - annual reports (gallery) - 2023-'24</image:title>
      <image:caption>A two-year report highlighting UMEZ engagements that helped sustain community businesses, workforce training, and cultural arts programs in the post-pandemic era.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1688701601418-W7001IUMHJDPB852PAUP/image.jpg</image:loc>
      <image:title>publications - annual reports (gallery) - 2021-'23</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1737500075766-B0LZ72AKH0T0JYLY6P74/image-asset.jpeg</image:loc>
      <image:title>publications - annual reports (gallery) - 2023-'24</image:title>
      <image:caption>A two-year report highlighting UMEZ engagements that helped sustain community businesses, workforce training, and cultural arts programs in the post-pandemic era.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1689308865055-UGNX8IPK7ZR17V9WQHHT/image-asset.jpeg</image:loc>
      <image:title>publications - annual reports (gallery) - 2021-'22</image:title>
      <image:caption>A two-year report highlighting UMEZ engagements that helped sustain community businesses, workforce training, and cultural arts programs through the pandemic.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1625032160843-8DMBX7PZ939NIJHQI6FD/Annual+Report+Cover+2020.PNG</image:loc>
      <image:title>publications - annual reports (gallery) - 2020</image:title>
      <image:caption>UMEZ created a new loan products for small businesses to help with COVID-19, the UMEZ Hybrid Microloan program. We also discuss the Employer-Driven Bridge Hospitality Training Program and the third phase of the UMEZ Arts Engagement Program.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1592928208397-J2XF7HVZGG6MIL8209IS/image-asset.png</image:loc>
      <image:title>publications - annual reports (gallery) - 2019</image:title>
      <image:caption>UMEZ strengthens relationships with local businesses and arts organizations and looks to the future of Upper Manhattan</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1592928604574-T5K6JFFSK6INTB0XUYW2/image-asset.png</image:loc>
      <image:title>publications - annual reports (gallery) - 2018</image:title>
      <image:caption>UMEZ focuses on community engagement in the arts and commercial and small businesses</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1531497826948-C4YJ78SXK6LHO7YTC156/FY+2017+AR+SS+Shot.JPG</image:loc>
      <image:title>publications - annual reports (gallery) - 2017</image:title>
      <image:caption>UMEZ finds new ways and products to better serve Upper Manhattan</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509038509653-8K4O31XWIWNHP4G5PZCT/2016_NEW_Cover_Thumbnail_vertical.JPG</image:loc>
      <image:title>publications - annual reports (gallery) - 2016</image:title>
      <image:caption>UMEZ's investments over the last 20 years of operation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509038046124-63N7XDP7JLE891NO8HWH/2015_cover.jpg</image:loc>
      <image:title>publications - annual reports (gallery) - 2015</image:title>
      <image:caption>What UMEZ has done to maintain the economic and cultural vitality of Upper Manhattan.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509038124483-QECD3HDG32O3EV4BXNN8/2014_UMEZ_AR_2014_Cover.jpg</image:loc>
      <image:title>publications - annual reports (gallery) - 2014</image:title>
      <image:caption>UMEZ's partnerships with microlenders and the impact the grants and loans have made in various communities.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509038165448-XEHRX0596IP8FXIF90E8/2013_AnnualReport2013_Cover.jpg</image:loc>
      <image:title>publications - annual reports (gallery) - 2013</image:title>
      <image:caption>UMEZ's role in the transformation of Frederick Douglass Boulevard.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/grants</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1625079098762-5C1L044CZ9IYJURF18U5/conga%2Bline.jpg</image:loc>
      <image:title>cultural investments - grants (gallery)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1625022221913-OOFZYZW7HOFDB6UPGWNE/image.jpg</image:loc>
      <image:title>cultural investments - grants (gallery) - UMEZ MERTZ GILMORE SEED FUND FOR DANCE</image:title>
      <image:caption>Grants of $5,000 will be awarded to 16 exceptional dance artists, collectives, and/or small nonprofit organizations for projects, presented to the public in Upper Manhattan, that express their artistic vision.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511293341700-EB3C5CZYCLF1997HWYWO/NoMAA_7.jpg</image:loc>
      <image:title>cultural investments - grants (gallery) - UMEZ ARTS ENGAGEMENT GRANT</image:title>
      <image:caption>Grants of up to $10,000 to support the frequency and diversity of public-engaging creative programming in Upper Manhattan. These grants will be administered by Lower Manhattan Cultural Council (LMCC). PHOTO: Northern Manhattan Arts Alliance / Photo: Reynaldo Garcia Pantaleon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509556808186-NRHH1N72BP2YIDR4OTIW/CTH_1_Capacity_Building_Photo.JPG</image:loc>
      <image:title>cultural investments - grants (gallery) - CAPACITY GRANT</image:title>
      <image:caption>Multi-year matching grants are made to organizations with budgets over $100,000 that are expanding their staff and operations, based on a strategic plan for growth. Designed to build administrative capacity. PHOTO: Classical Theatre of Harlem Production of the Three Musketeers / Photo: Jill Jones</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1625020520960-KV4JZCVBK2LJS1Q3QFE8/image-asset.jpg</image:loc>
      <image:title>cultural investments - grants (gallery)</image:title>
      <image:caption>UMEZ MERTZ GILMORE SEED FUND FOR DANCE Grants of $5,000 will be awarded to 16 exceptional dance artists, collectives, and/or small nonprofit organizations for projects, presented to the public in Upper Manhattan, that express their artistic vision. Graphic: Diversity in Dance by Annette Raveneau</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511293757096-NOEC2OARXWKQVTJEK4GX/Jazzmobile_8.jpeg</image:loc>
      <image:title>cultural investments - grants (gallery) - INFRASTRUCTURE GRANT</image:title>
      <image:caption>Multi-year grants are made to organizations with budgets over $100,000 that seek to improve efficiency by improving an aspect of their management without adding staff positions. Designed to strengthen operations. PHOTO: Jazzmobile / Photo: Hubert Williams</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509556757256-CVOWDFAYK1BKL3CYV9WG/Uptown_Mural_Arts_Engagement.jpg</image:loc>
      <image:title>cultural investments - grants (gallery) - UMEZ ARTS ENGAGEMENT GRANT</image:title>
      <image:caption>Grants of up to $10,000 to support the frequency and diversity of public-engaging creative programming in Upper Manhattan. These grants will be administered through a regranting organization. PHOTO: Uptown mural</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509557638947-JGQBB8SQ38XSS5RTOWM1/HarlemStage-Photo-by-Marc-Millman-2.jpg</image:loc>
      <image:title>cultural investments - grants (gallery) - TECHNICAL ASSISTANCE GRANT</image:title>
      <image:caption>Grants are made to organizations with budgets of over $100,000 to work with a consultant to address a specific issue or challenge. Designed to promote long-term sustainability. PHOTO: HarlemStage / Photo: Marc Millman</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510078857172-WZ2SUK3FOJ9L3C33VXYR/cultural_grants_catalyst_NJMH_5.JPG</image:loc>
      <image:title>cultural investments - grants (gallery) - CATALYST GRANT</image:title>
      <image:caption>Available specifically to arts organizations that work together to present a major cultural project in Upper Manhattan. PHOTO: National Jazz Museum in Harlem Opening Celebration with Bill Saxton Singer and Terri Davis / Photo: Richard Conde</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/speeches</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-11-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510952763938-TS68BUPDZT9H15XB2XL3/KJKTourism2014_COVER.png</image:loc>
      <image:title>publications - speeches (gallery) - Tourism as a Major Economic Engine in Harlem and New York City - From a Harlem Perspective</image:title>
      <image:caption>Remarks by Kenneth J. Knuckles at the Harlem Tourism Conference sponsored by the Greater Harlem Chamber of Commerce, June 2014</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510952763938-TS68BUPDZT9H15XB2XL3/KJKTourism2014_COVER.png</image:loc>
      <image:title>publications - speeches (gallery) - Tourism as a Major Economic Engine in Harlem and New York City - From a Harlem Perspective</image:title>
      <image:caption>Remarks by Kenneth J. Knuckles at the Harlem Tourism Conference sponsored by the Greater Harlem Chamber of Commerce, June 2014</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510952763753-XZARKC4RM9B7CBJ3E5VJ/KJL.faithbasedecondev.June2013_COVER.png</image:loc>
      <image:title>publications - speeches (gallery) - Economic Development and Faith-Based Organizations</image:title>
      <image:caption>Remarks by Kenneth J. Knuckles at Grace Church, Mount Vernon, New York, June 2013</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/home-2</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510250990969-GMO01TB0S59Q9AUNMPI7/bluebox.jpg</image:loc>
      <image:title>Home 2 - $259 Billion</image:title>
      <image:caption>invested in Upper Manhattan</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1507912502721-H87HGBNNQM3NQEGZH151/home_HBK.jpg</image:loc>
      <image:title>Home 2</image:title>
      <image:caption>Hot Bread Kitchen / Photo: Jennifer May</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1507912522282-S1VFR9WDCFAH29RATX14/home_2.JPG</image:loc>
      <image:title>Home 2</image:title>
      <image:caption>Studio Museum in Harlem / Photo: Will Ragozzino</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1507052562011-W4AYST3ZQVWRPIWT6UQN/gallery3.jpg</image:loc>
      <image:title>Home 2</image:title>
      <image:caption>Photo: Tyrone Rasheed</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1507133891790-ACVSC1YI9K4AVKSOP3AB/icon_quotes.png</image:loc>
      <image:title>Home 2</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/staff-business-investments-group</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511907370709-P51PDQFETKFBFZIOO30J/gray_box.jpg</image:loc>
      <image:title>staff - business investments group - Blair C. Smith &amp;gt;</image:title>
      <image:caption>Chief Investment Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511907370709-P51PDQFETKFBFZIOO30J/gray_box.jpg</image:loc>
      <image:title>staff - business investments group - Gina L. Bolden-Rivera &gt;</image:title>
      <image:caption>SVP &amp; Chief Lending Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1654800932886-DLFR0AWABOV04KKOKM34/image-asset.jpeg</image:loc>
      <image:title>staff - business investments group - Dannette Sullivan-Hyatt</image:title>
      <image:caption>Senior Loan Administrator</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1612986359363-JN9DQ6XE3SNFQFZ5LU0B/gray_box.jpg</image:loc>
      <image:title>staff - business investments group - Gina Bolden-Rivera</image:title>
      <image:caption>Senior Vice President, Commercial Lending</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715680127-YAMTKAUF0ECJWTV0ZW4M/gray_box.jpg</image:loc>
      <image:title>staff - business investments group - Joel Abreu</image:title>
      <image:caption>Senior Business Development Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511907370709-P51PDQFETKFBFZIOO30J/gray_box.jpg</image:loc>
      <image:title>staff - business investments group - Blair C. Smith &amp;gt;</image:title>
      <image:caption>Chief Investment Officer</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/staff-executive-office</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-08-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1651174911460-TUHX2C2S3D8T9WUGI1WL/image-asset.jpeg</image:loc>
      <image:title>staff - executive office - Blair M. Duncan &gt;</image:title>
      <image:caption>President and Chief Executive Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1651174911460-TUHX2C2S3D8T9WUGI1WL/image-asset.jpeg</image:loc>
      <image:title>staff - executive office - Blair M. Duncan &gt;</image:title>
      <image:caption>President and Chief Executive Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511908040300-ZQ9G6UP4BS3DPRXBBEBQ/gray_box.jpg</image:loc>
      <image:title>staff - executive office - Blair M. Duncan &gt;</image:title>
      <image:caption>President and Chief Executive Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1650909778371-JAOCNHZK28MFQCFUB3LQ/Blair+Duncan+5.jpg</image:loc>
      <image:title>staff - executive office</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511906564034-BJESEVOGDN14VOQRBQNI/gray_box.jpg</image:loc>
      <image:title>staff - executive office - Kenneth J. Knuckles &gt;</image:title>
      <image:caption>Chief Executive Officer</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/staff-finance-and-administration</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715031274-RBKYX7YTMXHWFPFQSRWW/gray_box.jpg</image:loc>
      <image:title>staff - administration and finance - Norah McVeigh</image:title>
      <image:caption>Chief Administration Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715031274-RBKYX7YTMXHWFPFQSRWW/gray_box.jpg</image:loc>
      <image:title>staff - administration and finance - Norah McVeigh</image:title>
      <image:caption>Chief Administration Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511973476975-MNUW5HLSTBX4RCRWI82K/gray_box.jpg</image:loc>
      <image:title>staff - administration and finance</image:title>
      <image:caption>Senior Vice President of Finance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1654799983273-B3ZDCS4DYGMKF8AR3JLD/image-asset.jpeg</image:loc>
      <image:title>staff - administration and finance - Olatunde (Tunde) Oniyide &gt;</image:title>
      <image:caption>Chief Financial Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715680127-YAMTKAUF0ECJWTV0ZW4M/gray_box.jpg</image:loc>
      <image:title>staff - administration and finance - Jonathan Russo</image:title>
      <image:caption>Manager, Financial Planning and Analysis</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1654806884878-40C9OXJ380W4S0ITNARZ/image-asset.jpeg</image:loc>
      <image:title>staff - administration and finance - Danessy Pico</image:title>
      <image:caption>Director of Human Resources Operations</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511973555333-DFGH97BWJ3F9PM0YVB85/gray_box.jpg</image:loc>
      <image:title>staff - administration and finance - Delmarie Williams</image:title>
      <image:caption>Controller</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715031274-RBKYX7YTMXHWFPFQSRWW/gray_box.jpg</image:loc>
      <image:title>staff - administration and finance - Ivon Silva</image:title>
      <image:caption>Loan and Grant Portfolio Manager</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511973555333-DFGH97BWJ3F9PM0YVB85/gray_box.jpg</image:loc>
      <image:title>staff - administration and finance - Danessy Pico</image:title>
      <image:caption>director of Human Resources</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1654806937713-3C3FA2G4DF2S1CWKLJKV/image-asset.jpeg</image:loc>
      <image:title>staff - administration and finance - Sharon Cheeks</image:title>
      <image:caption>Receptionist</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715680127-YAMTKAUF0ECJWTV0ZW4M/gray_box.jpg</image:loc>
      <image:title>staff - administration and finance - Gwendolyn Rogers</image:title>
      <image:caption>Executive Assistant</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/staff-information-technology</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-12-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511973689537-TSA1GIJH11SUD7ZG5RDE/gray_box.jpg</image:loc>
      <image:title>staff - information technology - Gordon Lane</image:title>
      <image:caption>Information Technology Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511973689537-TSA1GIJH11SUD7ZG5RDE/gray_box.jpg</image:loc>
      <image:title>staff - information technology - Gordon Lane</image:title>
      <image:caption>Information Technology Officer</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/staff-workforce-development</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715031274-RBKYX7YTMXHWFPFQSRWW/gray_box.jpg</image:loc>
      <image:title>staff - workforce &amp; cultural development - Yahshaanyah Hill &gt;</image:title>
      <image:caption>SVP &amp; Chief Program Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715031274-RBKYX7YTMXHWFPFQSRWW/gray_box.jpg</image:loc>
      <image:title>staff - workforce &amp; cultural development - Yahshaanyah Hill &gt;</image:title>
      <image:caption>SVP &amp; Chief Program Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715680127-YAMTKAUF0ECJWTV0ZW4M/gray_box.jpg</image:loc>
      <image:title>staff - workforce &amp; cultural development - Nicole Reiner</image:title>
      <image:caption>Senior Program Officer</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715680127-YAMTKAUF0ECJWTV0ZW4M/gray_box.jpg</image:loc>
      <image:title>staff - workforce &amp; cultural development - Gaspar Caro</image:title>
      <image:caption>Program Officer</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/staff-legal</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715031274-RBKYX7YTMXHWFPFQSRWW/gray_box.jpg</image:loc>
      <image:title>staff - legal - Consultant</image:title>
      <image:caption>Compliance Manager</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1675715031274-RBKYX7YTMXHWFPFQSRWW/gray_box.jpg</image:loc>
      <image:title>staff - legal - Consultant</image:title>
      <image:caption>Compliance Manager</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/59d25b1accc5c5b2a64f2b19/5a1ee2dc71c10b329675ba2f/63e16688be80e210990dafbf/1762471003582/</image:loc>
      <image:title>staff - legal - Elliot Kim</image:title>
      <image:caption>Transaction Closing Paralegal</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511973607387-OO0JBRXAJOV6PI8CW79T/gray_box.jpg</image:loc>
      <image:title>staff - legal - Elizabeth M. Harris &gt;</image:title>
      <image:caption>General Counsel</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/staff-administrative-operations</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1654800289442-VRVESJ6L4FZ9G2815R2M/image-asset.jpeg</image:loc>
      <image:title>staff - administrative and operations - Danessy Pico</image:title>
      <image:caption>Director of Human Resources and Operations</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1654800289442-VRVESJ6L4FZ9G2815R2M/image-asset.jpeg</image:loc>
      <image:title>staff - administrative and operations - Danessy Pico</image:title>
      <image:caption>Director of Human Resources and Operations</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1654800331964-IGMIH0RQI72WONAG0S1U/image-asset.jpeg</image:loc>
      <image:title>staff - administrative and operations - Sharon Cheeks</image:title>
      <image:caption>Receptionist</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-01-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510957533111-X6I6GH7KYF72NG2RXMF9/contact_banner.JPG</image:loc>
      <image:title>Contact</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509649803115-S8YL813TOY1212VSHJG3/about_box_blue.jpg</image:loc>
      <image:title>Contact - Interested in applying for a loan?</image:title>
      <image:caption>Visit our Business Investments page.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509649828033-U0Z8A78PX6TB9B58FFA9/about_box_red.jpg</image:loc>
      <image:title>Contact - Looking for a grant for your org?</image:title>
      <image:caption>Visit our Cultural Investments page.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509649857437-NBJO3I48CTH3WW6GSUXJ/about_box_light_blue.jpg</image:loc>
      <image:title>Contact - Seeking employment at  UMEZ?</image:title>
      <image:caption>Visit our Careers page.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510957992693-9VQHZTO284EW8091J72M/DSC04876.JPG</image:loc>
      <image:title>Contact</image:title>
      <image:caption>Photo: Rosemary Santos</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/business-investments</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2018-01-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509635793822-LLG5T4UA2ENH9WVVJANU/business_investments_banner_cropped_olu-eletu-38649+2.jpg</image:loc>
      <image:title>Business Investments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511300523638-8ZXZW5T4CAF9WY6KIOL0/g_slider-home_east-river-plaza.jpg</image:loc>
      <image:title>Business Investments</image:title>
      <image:caption>Photo courtesy of UMEZ</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509636467114-2HKGEVLDGA0AUYYM0GCP/Magic_Theaters_Business_Investment_Photo_banner.jpg</image:loc>
      <image:title>Business Investments</image:title>
      <image:caption>Photo: Rosemary Santos</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509636737021-ATV6TQMWBOQN0W6U52LI/Alex_Ferro_AngelofHarlem_Small_Business_Invest.jpeg</image:loc>
      <image:title>Business Investments</image:title>
      <image:caption>Photo: Alex Ferro / Courtesy of Angel of Harlem</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1512404762428-KGIINMHK4LV0YXMOS50H/Alma+Rosa+cart+brightness.jpg</image:loc>
      <image:title>Business Investments</image:title>
      <image:caption>Photo: Rosemary Santos</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/latest-news</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-11-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510075300583-JN3WEQOL4ZZF47PJNZMO/home_newsletter_banner.png</image:loc>
      <image:title>latest news</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/board-of-directors</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1518121235054-8E2L5W4LXFC8AGOJ9GE4/benjamin-child-17946.jpg</image:loc>
      <image:title>Board of Directors</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/careers</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511285288950-FJBNR0B8V3WC5BWWP4UI/iStock-609416742.jpg</image:loc>
      <image:title>Working for UMEZ</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511285482447-V4ZQAOO2D29LWXZOJSUA/iStock-628161068.jpg</image:loc>
      <image:title>Working for UMEZ</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511285526129-YF2P1CYQCVQSONLVVQOG/iStock-542185832.jpg</image:loc>
      <image:title>Working for UMEZ</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510268145688-TJYLNRU2AZGUO2SOJB7X/home_subscribe.jpg</image:loc>
      <image:title>Working for UMEZ</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/about-umez</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-04-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508426056289-4PNEBSECYGCK4FB5I2ZN/our_story_brownstones.jpg</image:loc>
      <image:title>About UMEZ</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/a4190b5a-1dc3-409d-9e6b-962949ebf523/mediamodifier_image%2B%283%29.png</image:loc>
      <image:title>About UMEZ</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508429050630-L7IH377HMYKXVZRY5HVR/about_box_blue.jpg</image:loc>
      <image:title>About UMEZ - $99 million</image:title>
      <image:caption>in loans to mixed-use real estate development projects, commercial businesses, and small business enterprises</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508429067165-6V87WXR5HWDG3DQUPODL/about_box_red.jpg</image:loc>
      <image:title>About UMEZ - $57 million</image:title>
      <image:caption>in tax-exempt bonds for real estate development projects</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508429028950-3UV2E3EPJHTM6B6KO43S/about_box_light_blue.jpg</image:loc>
      <image:title>About UMEZ - $103 million</image:title>
      <image:caption>in grants focused on arts and culture and workforce development</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508509370931-4UW6NNLVWPS6ZB3FCQ5P/our_story_EZ_Signing.jpg</image:loc>
      <image:title>About UMEZ</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/6dffbd5d-3f83-4b01-95d1-696e2430b0b8/CDFI+-+New+500x500.png</image:loc>
      <image:title>About UMEZ</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/publications</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-06-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1560871360306-RXC46TNK8U7I5J2W6EL8/brandi-redd-122054-unsplash.jpg</image:loc>
      <image:title>Publications</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508513016242-22KGZ2V086OIPCU5M5SU/publications_at_a_glance_facts.png</image:loc>
      <image:title>Publications - UMEZ At A Glance</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508510964902-53TFH3ZEONUPESAPUY1X/publications_at_a_glance.png</image:loc>
      <image:title>Publications - Upper Manhattan At A Glance</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508515866236-CVXXAOJXXZ2XU5WAZ8DL/UMEZ_Biennial_2011-2012_Thumbnail.JPG</image:loc>
      <image:title>Publications - 2011-2012</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509039512112-Y5KDRI9MBOSSX274CSJN/2010_cover.png</image:loc>
      <image:title>Publications - 2010-2011</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508515866108-EFYGAI6P369QTGPMMWRE/UMEZ_Annual_Report_2009_Thumbnail.jpg</image:loc>
      <image:title>Publications - 2009-2010</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508515865112-T4IAD7S1Z0EUEJ9PNMSA/UMEZ_Annual_Report_2008_Thumbnail.jpg</image:loc>
      <image:title>Publications - 2008-2009</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508515865089-6HGMT6EFMNFMN9YG9Z3I/UMEZ_Annual_Report_2007_Thumbnail.jpg</image:loc>
      <image:title>Publications - 2007-2008</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508518423622-3WPQMYHALZ9JQ0A2EZSO/UMEZ__Innovative_Workforce_Sept12_COVER.png</image:loc>
      <image:title>Publications - Innovative Workforce</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1508518424871-NT9EUMVGUZH2YERYEC1U/UMEZ.Channeling_Growth_Opportunities_COVER.png</image:loc>
      <image:title>Publications - Channeling Growth Opportunities</image:title>
      <image:caption />
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509036395131-ZBXLKZMBNICDMH0CCVOZ/Screen+Shot+2017-10-20+at+12.35.08+PM.png</image:loc>
      <image:title>Publications - Leveraging the Power of Cultural Investments</image:title>
      <image:caption>Leveraging the Power of Cultural Investments</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/cultural-investments</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509044213072-4IB0UJXULQBU2OPIFS9S/DTH_4_banner.jpg</image:loc>
      <image:title>Cultural Investments</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509044304232-JASEGN5GF6LSQAOSPE40/HarlemStage-Photo-by-Janette-Beckman.jpg</image:loc>
      <image:title>Cultural Investments</image:title>
      <image:caption>HarlemStage – Nona Hendryx’s Parallel Lives: Billie Holiday &amp; Edith Piaf / Photo: Janette Beckman. Banner photo: Dance Theatre of Harlem Company Artists in Divertimento (Divertimento by Elena Kunikova) / Photo: Rachel Neville</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509044672708-SL4S1O9BOB3TVD4H1VYG/SM_1.jpg</image:loc>
      <image:title>Cultural Investments</image:title>
      <image:caption>Visitors to The Studio Museum in Harlem examine a painting by Amy Sherald, on view in Fictions / Photo: Scott Rudd</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/cultural-investments-grants</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-06-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1515599294253-YPYWQEG0R7C1O998D1FG/08_SCHMAS.jpg</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1625018930401-CU9I3WFH5PVD9QTDAMF5/SeedforDance_Raveneau.png</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
      <image:caption>Diversity in Dance / Graphic by UMEZ</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511978792671-N0RGUX1QEAY8D73MS9GO/umez-arts-engagement-grant.jpg</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
      <image:caption>PHOTO: Northern Manhattan Arts Alliance / Photo: Reynaldo Garcia Pantaleon</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511978486637-3T2YDME5FYQS24ABZ4M2/CTH_1_Capacity_Building_Photo.JPG</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
      <image:caption>PHOTO: Classical Theatre of Harlem Production of the Three Musketeers / Photo: Jill Jones</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511979114236-XEG8X2K75VCLEV7GLR2G/line_light_blue.jpg</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
      <image:caption>UMEZ funds cannot be used by an organization at its discretion to cover ongoing general operating expenses such as administrative staff, office supplies, insurance, and technology. UMEZ support may only be used to support the agreed-upon project expenses for the grant. (The only exception to this is the UMEZ Arts Engagement Grant program, where both administrative and program expenses may be included in the project budget.) In order to support an organization’s growth or to help an organization upgrade its infrastructure, however, UMEZ funds may be used to fund expense lines directly related to the project, even though those expenses will fall into general administrative expense lines. A completed grant request must include a multi-year planning document with budgets that show that the organization has increased its revenues and can maintain the proposed new staff position(s) as part of its general operating expenses after the UMEZ grant ends. Applicants must be able to devote significant staff time to grant management and reporting. Click here for a sample of required documents. The timeline for receiving a Capacity, Infrastructure, Technical Assistance, or Catalyst grant is lengthy because each grant is tailored to the applicant. Organizations are encouraged to plan appropriately when requesting UMEZ funds to support a project as the application process may take up to a year.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511978740511-B7HNDFEAF97TH2SR79EN/infrastructure-grant.jpeg</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
      <image:caption>PHOTO: Jazzmobile / Photo: Hubert Williams</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511978920846-643ETURVQRUOI1S75JRX/line_light_blue.jpg</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
      <image:caption>UMEZ funds cannot be used by an organization at its discretion to cover ongoing general operating expenses such as administrative staff, office supplies, insurance, and technology. UMEZ support may only be used to support the agreed-upon project expenses for the grant. (The only exception to this is the UMEZ Arts Engagement Grant program, where both administrative and program expenses may be included in the project budget.) In order to support an organization’s growth or to help an organization upgrade its infrastructure, however, UMEZ funds may be used to fund expense lines directly related to the project, even though those expenses will fall into general administrative expense lines. Applicants must be able to devote significant staff time to grant management and reporting. Click here for a sample of required documents. The timeline for receiving a Capacity, Infrastructure, Technical Assistance, or Catalyst grant is lengthy because each grant is tailored to the applicant. Organizations are encouraged to plan appropriately when requesting UMEZ funds to support a project as the application process may take up to a year.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511977957726-43S68S9QDITUTK7S2YAN/HarlemStage-Photo-by-Marc-Millman-2.jpg</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
      <image:caption>PHOTO: HarlemStage / Photo: Marc Millman</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511979060921-6DHPXUUN9ANAKNZ1MX5F/line_light_blue.jpg</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
      <image:caption>UMEZ funds cannot be used by an organization at its discretion to cover ongoing general operating expenses such as administrative staff, office supplies, insurance, and technology. UMEZ support may only be used to support the agreed-upon project expenses for the grant. (The only exception to this is the UMEZ Arts Engagement Grant program, where both administrative and program expenses may be included in the project budget.) In order to support an organization’s growth or to help an organization upgrade its infrastructure, however, UMEZ funds may be used to fund expense lines directly related to the project, even though those expenses will fall into general administrative expense lines. Applicants must be able to devote significant staff time to grant management and reporting. Click here for a sample of required documents. The timeline for receiving a Capacity, Infrastructure, Technical Assistance, or Catalyst grant is lengthy because each grant is tailored to the applicant. Organizations are encouraged to plan appropriately when requesting UMEZ funds to support a project as the application process may take up to a year.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511977783883-B04UMG8BZX64OA56EAY5/cultural_grants_catalyst_NJMH_5.JPG</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
      <image:caption>PHOTO: National Jazz Museum in Harlem Opening Celebration with Bill Saxton Singer and Terri Davis / Photo: Richard Conde</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511297128645-6V4XDRQI3GCO6VYWWCGG/line_light_blue.jpg</image:loc>
      <image:title>Cultural Investments - Grants</image:title>
      <image:caption>UMEZ funds cannot be used by an organization at its discretion to cover ongoing general operating expenses such as administrative staff, office supplies, insurance, and technology. UMEZ support may only be used to support the agreed-upon project expenses for the grant. (The only exception to this is the UMEZ Arts Engagement Grant program, where both administrative and program expenses may be included in the project budget.) In order to support an organization’s growth or to help an organization upgrade its infrastructure, however, UMEZ funds may be used to fund expense lines directly related to the project, even though those expenses will fall into general administrative expense lines. Applicants must be able to devote significant staff time to grant management and reporting. Click here for a sample of required documents. The timeline for receiving a Capacity, Infrastructure, Technical Assistance, or Catalyst grant is lengthy because each grant is tailored to the applicant. Organizations are encouraged to plan appropriately when requesting UMEZ funds to support a project as the application process may take up to a year. Banner photo: Fernando Tamburini installation at The Sugar Hill Children's Museum of Art &amp; Storytelling / Photo by Michael Palma Mir</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/business-investment-loans-test</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509642806101-X34B5UHTFW826P3LUE9F/GWB_Fall_Photo_BI_Banner.png</image:loc>
      <image:title>Business Investment Loans</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511285526129-YF2P1CYQCVQSONLVVQOG/iStock-542185832.jpg</image:loc>
      <image:title>Business Investment Loans - Harlem USA</image:title>
      <image:caption>Harlem USA is a 275,000 square foot shopping complex at 125th Street and 8th Avenue. The Harlem USA project was financed by a combination of public and private investment, including a $11.2 million loan from UMEZ. The complex contains the Magic Johnson Theatres, New York Sports Club, and Old Navy among other retailers. Construction on the shopping complex generated 200 jobs with another 500 permanent jobs created for community residents. Harlem USA helped increase the area’s visibility and enhance business activity in the community through increased foot traffic.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1557325885199-Y6P20MX13PSEUN3KD216/GWBT+sunset+photo+from+2017.JPG</image:loc>
      <image:title>Business Investment Loans - George Washington Bus Terminal</image:title>
      <image:caption>UMEZ announced that developers closed on a $5 million loan to assist with financing the commercial renovation of the George Washington Bridge Bus Terminal in 2018. The $108 million renovation of the commercial space was led by experienced developers, SJM and Slayton Ventures, to modernize the bus facilities and create over  prime retail space for both local businesses and large retailers. The renovation will benefit the area from increased economic activity because of the accessibility improvements and expanded retail offering.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509644199103-WBZDF54FG3QLGQU0OFW9/East_River_Plaza_Grand_Opening_BI_Page1.png</image:loc>
      <image:title>Business Investment Loans - East River Plaza</image:title>
      <image:caption>UMEZ provided a $15 million loan and $40 million in Empowerment Zone Bonds to East River Plaza. East River Plaza was the first big-box retail center with storefront parking in Manhattan. East River Plaza is located in East Harlem and encompasses approximately 6.2 acres along FDR Drive between 116th and 119th Streets. The 1.2 million square foot development includes roughly 482,000 square feet of retail space on 5 floors, a parking facility, and a small office building. The project created 1,200 permanent full-time jobs and 1,000 construction jobs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/airport-concession-disadvanted-business-enterprise-fund</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-07-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510078187420-G9SJ5WOM1H0EXHW06YKQ/ECO_MoctarYara_023.jpg</image:loc>
      <image:title>AIRPORT CONCESSION DISADVANTAGED BUSINESS ENTERPRISE FUND</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/66f05f20-b842-4178-8a9c-d55961fbb80d/ACDBE+.png</image:loc>
      <image:title>AIRPORT CONCESSION DISADVANTAGED BUSINESS ENTERPRISE FUND</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/5f0e2de5-dbe3-4fff-a216-f48873cd232b/ACBDE+Fund.png</image:loc>
      <image:title>AIRPORT CONCESSION DISADVANTAGED BUSINESS ENTERPRISE FUND - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/staff</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510258586971-MBUK0T8NXXASY2E1G7D9/Staff_Banner.JPG</image:loc>
      <image:title>Staff</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/workforce-development</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511301301774-02ZJFOMXHPQ64DBQ9RL1/Interacting+with+customer+photoshopped+make+my+cake.jpg</image:loc>
      <image:title>Workforce Development</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1539719091913-V3TI0MRU4J9XFYHQOU81/1199+Bio+Class.jpg</image:loc>
      <image:title>Workforce Development</image:title>
      <image:caption>1199SEIU members in biology class taking advantage of education and training benefits / Photo credit: 1199SEIU League Training and Upgrading Fund. Banner photo by Rosemary Santos.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1607554338238-GQ3BEU6FGYTQW5QUDSB8/CPO+Flyer.jpg</image:loc>
      <image:title>Workforce Development</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510941547814-40JEYR196NZMEIBMKR2W/about_box_red.jpg</image:loc>
      <image:title>Workforce Development - To cultivate and nurture</image:title>
      <image:caption>proven sector employment models that propel a greater number of Upper Manhattan residents towards employment and career advancement opportunities.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510941594656-JE3G6EC2W61XR3EQVS7G/about_box_blue.jpg</image:loc>
      <image:title>Workforce Development - To foster cooperation</image:title>
      <image:caption>among community organizations, public agencies, private businesses and philanthropic funders.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510941639615-0L62AN422B0511S27HX7/about_box_light_blue.jpg</image:loc>
      <image:title>Workforce Development - To measurably improve</image:title>
      <image:caption>the effectiveness and quality of workforce development services available to Upper Manhattan residents.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/privacy-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-06-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1518641080329-8ZIH7E9FACQVNQUR3HZB/lukas-blazek-263121.jpg</image:loc>
      <image:title>Privacy Policy</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/staff-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-09-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510258586971-MBUK0T8NXXASY2E1G7D9/Staff_Banner.JPG</image:loc>
      <image:title>Staff - original w/ tabs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510258643831-HCU8PPBRH3JQL633NYV6/box_gray.jpg</image:loc>
      <image:title>Staff - original w/ tabs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510258743000-2HA7C28ZM2NVCZNT1JZM/box_gray.jpg</image:loc>
      <image:title>Staff - original w/ tabs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510932973650-W06HWK6Q76EHZHCOL0OP/gray_box.jpg</image:loc>
      <image:title>Staff - original w/ tabs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510933183860-V42J4Q95D3THO9MFLVPK/gray_box.jpg</image:loc>
      <image:title>Staff - original w/ tabs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510259589548-RA9CQEDX5BOTSWXJRJMJ/box_gray.jpg</image:loc>
      <image:title>Staff - original w/ tabs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510260711756-TBR1TJWYSIJ3A0LLLV5B/box_gray.jpg</image:loc>
      <image:title>Staff - original w/ tabs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510260925136-HU4Z58KI3EVQ7QRB2U9T/box_gray.jpg</image:loc>
      <image:title>Staff - original w/ tabs</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/staff-leadership</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-08-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1510258586971-MBUK0T8NXXASY2E1G7D9/Staff_Banner.JPG</image:loc>
      <image:title>staff - leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1512744051499-SCT1V1GZEJV9C7F4CEO0/Blair_Final+Photo+for+Web.jpg</image:loc>
      <image:title>staff - leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/66abb7c4-541d-4a94-9879-23b0a61c1699/Tunde.jpg</image:loc>
      <image:title>staff - leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1612986667232-C9NOZY3HCBQKES76D9AT/Gina+Bolden-Rivera.png</image:loc>
      <image:title>staff - leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1513007485306-ACUFX2QZDN6IM7F8W9NY/Yahshaanyah+Edited+FINAL.jpg</image:loc>
      <image:title>staff - leadership</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/cultural-investments-grants-old</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-11-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1509652763559-D2FTU8U3IZKESMSWCF8I/Oye_Como_Va_Banner.png</image:loc>
      <image:title>Cultural Investments - Grants (old)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511294167988-V70V4MAQ4SB8GS6PZ4ZT/MJM_Masquerade_Nick_Childers_2016_160%5B1%5D.jpg</image:loc>
      <image:title>Cultural Investments - Grants (old)</image:title>
      <image:caption>Morris-Jumel Mansion / Photo: Nick Childers</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1511297128645-6V4XDRQI3GCO6VYWWCGG/line_light_blue.jpg</image:loc>
      <image:title>Cultural Investments - Grants (old)</image:title>
      <image:caption>UMEZ funds cannot be used by an organization at its discretion to cover ongoing general operating expenses such as administrative staff, office supplies, insurance, and technology. UMEZ support may only be used to support the agreed-upon project expenses for the grant. (The only exception to this is the UMEZ Arts Engagement Grant program, where both administrative and program expenses may be included in the project budget.) In order to support an organization’s growth or to help an organization upgrade its infrastructure, however, UMEZ funds may be used to fund expense lines directly related to the project, even though those expenses will fall into general administrative expense lines. A completed grant request must include a multi-year planning document with budgets that show that the organization has increased its revenues and can maintain the proposed new staff position(s) as part of its general operating expenses after the UMEZ grant ends.   Applicants must be able to devote significant staff time to grant management and reporting. Click here for a sample of required documents. The timeline for receiving a Capacity, Infrastructure, Technical Assistance, or Catalyst grant is quite lengthy because each grant is tailored to the applicant. Organizations are encouraged to plan appropriately when requesting UMEZ funds to support a project as the application process may take up to a year.  </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/rfp-questions</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2019-06-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1547132805359-K62J7G1BJYOL2KNKO86R/brandi-redd-122054-unsplash.jpg</image:loc>
      <image:title>UMEZ 2019 Loan Consultant RFP - Q&amp;A</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/eztaxcredits</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1547132805359-K62J7G1BJYOL2KNKO86R/brandi-redd-122054-unsplash.jpg</image:loc>
      <image:title>Empowerment Tax Credits</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/sbappp</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-06-29</lastmod>
  </url>
  <url>
    <loc>https://www.umez.org/sbappp2</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-04-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1588266809467-CKQ0XBRQ03JH6ZG3AWCE/187th+Street+Original.jpeg</image:loc>
      <image:title>SBA PPP Draft 2</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.umez.org/hybrid-microloan-program</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-02-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/59d25b1accc5c5b2a64f2b19/1601931735925-FGNDNN5X441P3LQJOHQJ/christina-wocintechchat-com-cnDMn1v7hl8-unsplash.jpg</image:loc>
      <image:title>Hybrid Microloan Program</image:title>
    </image:image>
    <image:image>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>CopyKat Printing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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